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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,247 | $99,011-40.2% | $86,582-31.6% | $147,586-59.9% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 17.61% | 1312.75%-1295.1pp | 965.08%-947.5pp | 578.59%-561.0pp |
| Employer contribution / active EE | $6,394 | $3,132+104.1% | $2,839+125.2% | $4,876+31.1% |
| Participant deferral / active EE | $4,112 | $3,972+3.5% | $3,609+13.9% | $5,439-24.4% |
| Admin fee / account holder | $312 | $5,709-94.5% | $4,904-93.6% | $10,886-97.1% |