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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,284 | $32,117+100.2% | $71,086-9.6% | $64,186+0.2% |
| Participation rate | 81.1% | 42.7%+38.4pp | 54.7%+26.4pp | 69.6%+11.5pp |
| Annual return | -5.15% | -5.57%+0.4pp | 650.59%-655.7pp | 7.63%-12.8pp |
| Employer contribution / active EE | $1,912 | $712+168.5% | $1,088+75.8% | $2,381-19.7% |
| Participant deferral / active EE | $4,269 | $1,263+238.0% | $1,874+127.8% | $3,470+23.0% |
| Admin fee / account holder | $6,282 | $2,759+127.7% | $3,082+103.8% | $4,888+28.5% |