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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,142 | $126,661-84.9% | $113,397-83.1% | $138,895-86.2% |
| Participation rate | 71.4% | 79.4%-8.0pp | 76.5%-5.1pp | 79.9%-8.5pp |
| Annual return | 14.28% | 25.05%-10.8pp | 23.20%-8.9pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,301 | $3,456-62.4% | $2,977-56.3% | $4,194-69.0% |
| Participant deferral / active EE | $3,040 | $5,693-46.6% | $5,076-40.1% | $6,396-52.5% |
| Admin fee / account holder | $5,049 | $14,549-65.3% | $11,957-57.8% | $12,562-59.8% |