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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,892 | $160,040+33.0% | $147,096+44.7% | $145,877+45.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 33.44% | 98.49%-65.1pp | 419.75%-386.3pp | 551.28%-517.8pp |
| Employer contribution / active EE | $1,595 | $5,289-69.8% | $4,936-67.7% | $4,663-65.8% |
| Participant deferral / active EE | $5,694 | $8,429-32.4% | $8,071-29.5% | $6,691-14.9% |
| Admin fee / account holder | $2,688 | $15,050-82.1% | $13,005-79.3% | $13,402-79.9% |