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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,575 | $148,629+41.0% | $135,982+54.1% | $139,487+50.2% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.4pp | 80.3%-1.8pp |
| Annual return | 6.63% | 79.33%-72.7pp | 68.32%-61.7pp | 373.84%-367.2pp |
| Employer contribution / active EE | $494 | $5,247-90.6% | $4,859-89.8% | $4,755-89.6% |
| Participant deferral / active EE | $6,655 | $8,102-17.9% | $7,760-14.2% | $6,713-0.9% |
| Admin fee / account holder | $3,051 | $12,406-75.4% | $10,767-71.7% | $11,407-73.3% |