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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,504 | $92,743-70.3% | $82,744-66.8% | $134,532-79.6% |
| Participation rate | 88.9% | 75.2%+13.7pp | 72.6%+16.3pp | 81.2%+7.7pp |
| Annual return | -17.37% | 946.63%-964.0pp | 702.22%-719.6pp | 418.27%-435.6pp |
| Employer contribution / active EE | $0 | $3,273-100.0% | $3,008-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,260 | $4,802+30.4% | $4,395+42.5% | $6,401-2.2% |
| Admin fee / account holder | $716 | $5,977-88.0% | $5,325-86.6% | $11,429-93.7% |