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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,644 | $202,342-85.3% | $172,752-82.8% | $152,897-80.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.13% | 1029.83%-1005.7pp | 802.97%-778.8pp | 345.43%-321.3pp |
| Employer contribution / active EE | $1,560 | $5,858-73.4% | $5,144-69.7% | $4,764-67.3% |
| Participant deferral / active EE | $5,179 | $5,948-12.9% | $5,198-0.4% | $5,851-11.5% |
| Admin fee / account holder | $1,087 | $17,111-93.6% | $13,955-92.2% | $11,599-90.6% |