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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,188 | $96,956+277.7% | $69,779+424.8% | $273,972+33.7% |
| Participation rate | 83.3% | 77.1%+6.3pp | 71.8%+11.5pp | 83.0%+0.3pp |
| Annual return | 2.90% | 12.93%-10.0pp | 12.99%-10.1pp | 41.46%-38.6pp |
| Employer contribution / active EE | $3,021 | $3,316-8.9% | $2,338+29.2% | $4,869-37.9% |
| Participant deferral / active EE | $7,492 | $3,744+100.1% | $2,931+155.6% | $5,287+41.7% |
| Admin fee / account holder | $10,178 | $7,934+28.3% | $4,381+132.3% | $10,133+0.4% |