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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,208 | $95,453+187.3% | $112,040+144.7% | $82,448+232.6% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.5%+11.0pp | 68.1%+19.4pp |
| Annual return | 16.39% | 23.92%-7.5pp | 24.52%-8.1pp | 41.64%-25.2pp |
| Employer contribution / active EE | $2,263 | $2,318-2.4% | $2,954-23.4% | $2,551-11.3% |
| Participant deferral / active EE | $10,481 | $4,224+148.2% | $5,098+105.6% | $4,139+153.2% |
| Admin fee / account holder | $41,569 | $9,013+361.2% | $12,098+243.6% | $7,234+474.6% |