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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,208 | $97,550+181.1% | $120,344+127.9% | $87,485+213.4% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.7%+10.8pp | 68.9%+18.6pp |
| Annual return | 16.39% | 18.41%-2.0pp | 20.30%-3.9pp | 26.06%-9.7pp |
| Employer contribution / active EE | $2,263 | $2,291-1.2% | $3,020-25.1% | $2,596-12.8% |
| Participant deferral / active EE | $10,481 | $4,230+147.8% | $5,135+104.1% | $4,274+145.3% |
| Admin fee / account holder | $41,569 | $9,543+335.6% | $12,742+226.2% | $7,775+434.7% |