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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,189 | $86,949+247.5% | $102,460+194.9% | $80,959+273.3% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 26.12% | 18.89%+7.2pp | 29.47%-3.4pp | 35.67%-9.5pp |
| Employer contribution / active EE | $3,122 | $2,370+31.8% | $3,025+3.2% | $2,757+13.2% |
| Participant deferral / active EE | $12,637 | $4,121+206.6% | $5,056+149.9% | $4,300+193.9% |
| Admin fee / account holder | $31,617 | $8,048+292.9% | $9,460+234.2% | $6,925+356.5% |