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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,721 | $67,411+9.4% | $91,004-19.0% | $70,126+5.1% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 9.18% | -40.16%+49.3pp | 4.60%+4.6pp | 73.15%-64.0pp |
| Employer contribution / active EE | $7,827 | $1,786+338.3% | $2,456+218.7% | $2,343+234.1% |
| Participant deferral / active EE | $2,379 | $2,823-15.7% | $3,548-32.9% | $3,332-28.6% |
| Admin fee / account holder | $1,149 | $4,236-72.9% | $5,417-78.8% | $4,645-75.3% |