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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,493 | $54,380+11.2% | $68,509-11.7% | $59,633+1.4% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -2.84% | 2.83%-5.7pp | 8.27%-11.1pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $9,587 | $1,539+523.2% | $2,278+320.9% | $2,203+335.3% |
| Participant deferral / active EE | $2,612 | $2,643-1.2% | $3,382-22.8% | $3,192-18.2% |
| Admin fee / account holder | $7,503 | $3,885+93.1% | $5,275+42.2% | $4,297+74.6% |