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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,333 | $78,428+117.2% | $95,960+77.5% | $79,852+113.3% |
| Participation rate | 87.1% | 73.5%+13.6pp | 77.1%+10.0pp | 69.6%+17.5pp |
| Annual return | 19.81% | 19.37%+0.4pp | 91.63%-71.8pp | 31.72%-11.9pp |
| Employer contribution / active EE | $1,903 | $1,945-2.2% | $2,541-25.1% | $2,471-23.0% |
| Participant deferral / active EE | $9,520 | $3,440+176.7% | $4,167+128.5% | $3,740+154.5% |
| Admin fee / account holder | $25,504 | $5,622+353.6% | $6,797+275.2% | $5,306+380.6% |