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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,694 | $72,492+127.2% | $87,104+89.1% | $72,975+125.7% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.9%+3.1pp | 69.5%+10.5pp |
| Annual return | 22.26% | 24.46%-2.2pp | 28.19%-5.9pp | 81.01%-58.7pp |
| Employer contribution / active EE | $1,623 | $1,894-14.3% | $2,521-35.6% | $2,440-33.5% |
| Participant deferral / active EE | $8,117 | $3,270+148.3% | $4,048+100.5% | $3,608+125.0% |
| Admin fee / account holder | $407 | $5,055-92.0% | $7,491-94.6% | $5,124-92.1% |