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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,101 | $95,453+171.4% | $112,040+131.3% | $82,448+214.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 18.31% | 23.92%-5.6pp | 24.52%-6.2pp | 41.64%-23.3pp |
| Employer contribution / active EE | $13,639 | $2,318+488.4% | $2,954+361.7% | $2,551+434.7% |
| Participant deferral / active EE | $14,623 | $4,224+246.2% | $5,098+186.9% | $4,139+253.3% |
| Admin fee / account holder | $1,272 | $9,013-85.9% | $12,098-89.5% | $7,234-82.4% |