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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,012 | $100,811-80.1% | $86,698-76.9% | $134,545-85.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -18.60% | 29.11%-47.7pp | 35.96%-54.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $2,118 | $3,490-39.3% | $2,837-25.3% | $4,742-55.3% |
| Participant deferral / active EE | $3,549 | $5,339-33.5% | $4,656-23.8% | $6,401-44.6% |
| Admin fee / account holder | $1,513 | $10,926-86.1% | $7,492-79.8% | $11,431-86.8% |