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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,199 | $124,346-84.6% | $111,306-82.8% | $167,553-88.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 17.30% | 37.46%-20.2pp | 54.67%-37.4pp | 478.89%-461.6pp |
| Employer contribution / active EE | $1,449 | $3,438-57.8% | $2,732-47.0% | $4,840-70.1% |
| Participant deferral / active EE | $1,915 | $5,182-63.0% | $4,488-57.3% | $6,343-69.8% |
| Admin fee / account holder | $19,734 | $10,623+85.8% | $7,966+147.7% | $12,316+60.2% |