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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,489 | $148,623+176.9% | $135,974+202.6% | $139,466+195.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.87% | 79.30%-68.4pp | 68.30%-57.4pp | 373.66%-362.8pp |
| Employer contribution / active EE | $27,433 | $5,246+422.9% | $4,859+464.6% | $4,754+477.0% |
| Participant deferral / active EE | $15,093 | $8,103+86.3% | $7,760+94.5% | $6,712+124.9% |
| Admin fee / account holder | $4,376 | $12,406-64.7% | $10,767-59.4% | $11,409-61.6% |