Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D. JONES Service code 26 · EIN 43-0345811 | Advisory (Participants) | $13,044 |
EDWARD JONES4 years Filed as: EDWARD D. JONES & CO., L.P. Service code 26 | Advisory (Participants) | $13,044 |
Filed as: JOHN HANCOCK Service code 37 · EIN 01-0233346 | Loan Processing | $2,926 |
Filed as: WILSHIRE ASSOCIATES Service code 26 · EIN 95-2755361 | Advisory (Participants) | $745 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,140 | $76,696-26.8% | $96,515-41.8% | $71,511-21.5% |
| Participation rate | 31.7% | 66.6%-34.9pp | 74.3%-42.6pp | 67.9%-36.2pp |
| Annual return | 10.72% | 48.32%-37.6pp | 35.73%-25.0pp | 28.86%-18.1pp |
| Employer contribution / active EE | $991 | $3,032-67.3% | $3,740-73.5% | $2,589-61.7% |
| Participant deferral / active EE | $2,164 | $3,770-42.6% | $4,880-55.6% | $4,291-49.6% |
| Admin fee / account holder | $411 | $2,030-79.7% | $6,735-93.9% | $1,588-74.1% |