Filed October 30, 2025 (most recent of 3 filings on file)
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $139,822 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY - ADVISORY FEE BILLI Service code 16 · EIN 20-8764829 | Consulting | $74,709 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,847 | $52,122+70.5% | $104,294-14.8% | $64,808+37.1% |
| Participation rate | 66.0% | 56.0%+10.0pp | 73.3%-7.3pp | 71.5%-5.5pp |
| Annual return | -19.62% | 13.26%-32.9pp | 24.61%-44.2pp | 32.82%-52.4pp |
| Employer contribution / active EE | $1,704 | $1,627+4.7% | $3,372-49.5% | $2,506-32.0% |
| Participant deferral / active EE | $3,739 | $2,823+32.5% | $4,625-19.2% | $4,310-13.3% |
| Admin fee / account holder | $384 | $155+148.7% | $7,339-94.8% | $188+104.7% |