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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,825 | $27,936+414.8% | $58,561+145.6% | $75,173+91.3% |
| Participation rate | 25.4% | 38.8%-13.5pp | 50.9%-25.5pp | 67.2%-41.8pp |
| Annual return | 17.17% | 44.21%-27.0pp | 4251.33%-4234.2pp | 160.72%-143.6pp |
| Employer contribution / active EE | $379 | $670-43.4% | $1,053-64.0% | $2,671-85.8% |
| Participant deferral / active EE | $1,755 | $1,202+46.0% | $1,923-8.7% | $4,126-57.5% |
| Admin fee / account holder | $131 | $1,727-92.4% | $2,520-94.8% | $5,651-97.7% |