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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,774 | $109,967+84.4% | $97,197+108.6% | $145,877+39.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.86% | 244.27%-231.4pp | 75.47%-62.6pp | 551.28%-538.4pp |
| Employer contribution / active EE | $6,596 | $3,077+114.4% | $2,723+142.3% | $4,663+41.5% |
| Participant deferral / active EE | $4,784 | $4,676+2.3% | $4,263+12.2% | $6,691-28.5% |
| Admin fee / account holder | $5,330 | $6,199-14.0% | $5,637-5.5% | $13,402-60.2% |