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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,690 | $121,701+65.7% | $104,639+92.7% | $158,982+26.9% |
| Participation rate | 88.9% | 77.5%+11.4pp | 74.1%+14.8pp | 82.0%+6.9pp |
| Annual return | 11.38% | 465.72%-454.3pp | 340.67%-329.3pp | 302.99%-291.6pp |
| Employer contribution / active EE | $7,058 | $3,165+123.0% | $2,682+163.2% | $4,763+48.2% |
| Participant deferral / active EE | $4,581 | $4,176+9.7% | $3,738+22.5% | $5,983-23.4% |
| Admin fee / account holder | $6,070 | $7,778-22.0% | $6,465-6.1% | $11,252-46.1% |