Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,921 | $52,836-56.6% | $105,738-78.3% | $64,181-64.3% |
| Participation rate | 58.5% | 66.5%-8.0pp | 76.3%-17.8pp | 69.6%-11.0pp |
| Annual return | -6.42% | 14.30%-20.7pp | 6.27%-12.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $0 | $1,827-100.0% | $3,268-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,783 | $2,545-30.0% | $4,080-56.3% | $3,470-48.6% |
| Admin fee / account holder | $600 | $3,959-84.9% | $6,913-91.3% | $4,887-87.7% |