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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,689 | $124,314-46.4% | $109,163-38.9% | $167,518-60.2% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 11.86% | 26.04%-14.2pp | 25.75%-13.9pp | 478.71%-466.8pp |
| Employer contribution / active EE | $2,421 | $4,209-42.5% | $3,723-35.0% | $4,838-50.0% |
| Participant deferral / active EE | $6,632 | $5,256+26.2% | $4,654+42.5% | $6,342+4.6% |
| Admin fee / account holder | $1,991 | $7,973-75.0% | $6,754-70.5% | $12,312-83.8% |