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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,721 | $103,164-25.6% | $90,259-15.0% | $154,746-50.4% |
| Participation rate | 78.6% | 76.1%+2.5pp | 70.7%+7.8pp | 80.7%-2.1pp |
| Annual return | 21.84% | 19.25%+2.6pp | 18.88%+3.0pp | 172.34%-150.5pp |
| Employer contribution / active EE | $3,135 | $2,532+23.8% | $2,291+36.8% | $4,379-28.4% |
| Participant deferral / active EE | $7,304 | $4,422+65.2% | $3,827+90.9% | $6,730+8.5% |
| Admin fee / account holder | $22,926 | $8,593+166.8% | $7,267+215.5% | $14,365+59.6% |