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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,701 | $100,147-41.4% | $81,286-27.8% | $145,877-59.8% |
| Participation rate | 73.3% | 74.2%-0.9pp | 69.5%+3.8pp | 80.3%-7.0pp |
| Annual return | 17.13% | 34.44%-17.3pp | 24.80%-7.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $4,626 | $2,977+55.4% | $2,463+87.8% | $4,663-0.8% |
| Participant deferral / active EE | $10,952 | $4,607+137.7% | $3,883+182.0% | $6,691+63.7% |
| Admin fee / account holder | $8,413 | $8,201+2.6% | $5,764+46.0% | $13,402-37.2% |