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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,721 | $102,245-25.0% | $89,340-14.1% | $137,256-44.1% |
| Participation rate | 78.6% | 74.9%+3.7pp | 69.6%+9.0pp | 80.0%-1.4pp |
| Annual return | 21.84% | 21.89%-0.1pp | 20.57%+1.3pp | 220.34%-198.5pp |
| Employer contribution / active EE | $3,135 | $2,529+24.0% | $2,231+40.5% | $4,156-24.6% |
| Participant deferral / active EE | $7,304 | $4,436+64.6% | $3,823+91.1% | $6,407+14.0% |
| Admin fee / account holder | $22,926 | $8,085+183.5% | $6,704+242.0% | $12,270+86.8% |