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| Provider | Service type | Compensation |
|---|---|---|
JP MORGAN SECURITIES LLC1 year Service code 27 · EIN 13-4110995 | Advisory (Plan) | $32,940 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,207 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,323 | $101,672+9.5% | $147,117-24.3% | $74,478+49.5% |
| Participation rate | 88.6% | 75.5%+13.0pp | 82.2%+6.4pp | 67.2%+21.3pp |
| Annual return | 16.67% | 8757.83%-8741.2pp | 420.54%-403.9pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $2,877 | $3,813-24.5% | $4,932-41.7% | $2,626+9.6% |
| Participant deferral / active EE | $9,024 | $7,305+23.5% | $8,065+11.9% | $4,350+107.4% |
| Admin fee / account holder | $411 | $1,753-76.5% | $12,993-96.8% | $1,946-78.9% |