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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,741 | $176,105-47.9% | $159,474-42.5% | $167,536-45.2% |
| Participation rate | 70.0% | 85.0%-15.0pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 12.54% | 331.91%-319.4pp | 263.68%-251.1pp | 478.82%-466.3pp |
| Employer contribution / active EE | $391 | $5,299-92.6% | $4,831-91.9% | $4,839-91.9% |
| Participant deferral / active EE | $8,094 | $7,751+4.4% | $7,353+10.1% | $6,342+27.6% |
| Admin fee / account holder | $10,060 | $12,559-19.9% | $10,802-6.9% | $12,315-18.3% |