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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,495 | $29,716+2.6% | $56,077-45.6% | $80,925-62.3% |
| Participation rate | 49.0% | 41.7%+7.3pp | 52.5%-3.5pp | 67.7%-18.7pp |
| Annual return | 12.13% | 35.30%-23.2pp | 1709.28%-1697.1pp | 35.65%-23.5pp |
| Employer contribution / active EE | $254 | $671-62.2% | $1,040-75.6% | $2,756-90.8% |
| Participant deferral / active EE | $630 | $1,228-48.7% | $1,954-67.7% | $4,299-85.3% |
| Admin fee / account holder | $10,541 | $2,432+333.4% | $2,825+273.1% | $6,940+51.9% |