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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,405 | $32,117-39.6% | $71,089-72.7% | $64,173-69.8% |
| Participation rate | 62.7% | 42.7%+20.0pp | 54.6%+8.1pp | 69.6%-6.8pp |
| Annual return | 2.46% | -5.57%+8.0pp | 650.65%-648.2pp | 7.63%-5.2pp |
| Employer contribution / active EE | $229 | $712-67.9% | $1,088-79.0% | $2,381-90.4% |
| Participant deferral / active EE | $700 | $1,263-44.6% | $1,873-62.6% | $3,470-79.8% |
| Admin fee / account holder | $549 | $2,759-80.1% | $3,082-82.2% | $4,887-88.8% |