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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,606 | $91,537+113.7% | $130,045+50.4% | $75,173+160.2% |
| Participation rate | 98.6% | 71.5%+27.2pp | 78.5%+20.1pp | 67.2%+31.4pp |
| Annual return | 3.51% | -631.55%+635.1pp | -137.30%+140.8pp | 160.72%-157.2pp |
| Employer contribution / active EE | $6,048 | $2,845+112.6% | $4,321+40.0% | $2,671+126.4% |
| Participant deferral / active EE | $9,546 | $4,343+119.8% | $5,820+64.0% | $4,126+131.3% |
| Admin fee / account holder | $5,173 | $6,780-23.7% | $10,600-51.2% | $5,651-8.4% |