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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,729 | $82,678+84.7% | $125,391+21.8% | $68,490+123.0% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.4%+13.9pp | 67.9%+28.4pp |
| Annual return | -20.50% | -5.97%-14.5pp | 572.41%-592.9pp | -7.85%-12.7pp |
| Employer contribution / active EE | $9,990 | $3,382+195.4% | $4,816+107.4% | $2,597+284.7% |
| Participant deferral / active EE | $10,140 | $6,111+65.9% | $7,448+36.1% | $4,028+151.7% |
| Admin fee / account holder | $5,585 | $6,277-11.0% | $10,009-44.2% | $5,403+3.4% |