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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,489 | $77,817+45.8% | $123,553-8.1% | $64,173+76.8% |
| Participation rate | 72.0% | 74.7%-2.7pp | 82.3%-10.3pp | 69.6%+2.4pp |
| Annual return | -9.29% | 12.49%-21.8pp | 119.21%-128.5pp | 7.63%-16.9pp |
| Employer contribution / active EE | $10,205 | $3,014+238.6% | $4,628+120.5% | $2,381+328.6% |
| Participant deferral / active EE | $6,188 | $5,240+18.1% | $6,426-3.7% | $3,470+78.3% |
| Admin fee / account holder | $48,515 | $5,519+779.0% | $9,284+422.5% | $4,887+892.6% |