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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,607 | $85,766+11.5% | $136,298-29.9% | $70,126+36.3% |
| Participation rate | 67.9% | 74.2%-6.3pp | 81.9%-14.1pp | 69.5%-1.7pp |
| Annual return | 19.21% | 31.46%-12.2pp | 5156.27%-5137.1pp | 73.15%-53.9pp |
| Employer contribution / active EE | $674 | $2,966-77.3% | $4,696-85.7% | $2,343-71.2% |
| Participant deferral / active EE | $2,694 | $5,051-46.7% | $6,247-56.9% | $3,332-19.1% |
| Admin fee / account holder | $42 | $5,421-99.2% | $9,244-99.5% | $4,645-99.1% |