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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,550 | $73,988+127.8% | $96,538+74.6% | $75,177+124.2% |
| Participation rate | 67.3% | 66.4%+0.9pp | 74.3%-7.0pp | 67.2%+0.1pp |
| Annual return | 20.26% | 26.73%-6.5pp | 35.74%-15.5pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1,790 | $2,930-38.9% | $3,740-52.2% | $2,671-33.0% |
| Participant deferral / active EE | $5,678 | $3,660+55.1% | $4,880+16.3% | $4,126+37.6% |
| Admin fee / account holder | $1,086 | $5,220-79.2% | $6,737-83.9% | $5,651-80.8% |