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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,303 | $64,729+95.1% | $112,263+12.5% | $68,490+84.4% |
| Participation rate | 62.7% | 67.2%-4.4pp | 75.1%-12.4pp | 67.9%-5.2pp |
| Annual return | -18.67% | -11.40%-7.3pp | 27.49%-46.2pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,770 | $2,746-35.5% | $3,636-51.3% | $2,597-31.8% |
| Participant deferral / active EE | $4,979 | $3,566+39.6% | $4,729+5.3% | $4,028+23.6% |
| Admin fee / account holder | $532 | $5,222-89.8% | $6,410-91.7% | $5,403-90.2% |