Retirement plan

PASO ROBLES FORD LINC-MERC 401K PLAN

Name: EAGLE MOTORS DBA PASO ROBLES FORD LINC-MERC - PASO ROBLES FORD LINC-MERC 401K PLAN (2019) Form 5500
Creator: EAGLE MOTORS DBA PASO ROBLES FORD LINC-MERC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PASO ROBLES FORD LINC-MERC 401K PLAN, EAGLE MOTORS DBA PASO ROBLES FORD LINC-MERC

EAGLE MOTORS DBA PASO ROBLES FORD LINC-MERCEIN 77-0244782Plan #001PY 2019

2401 OAKWOOD ST - PASO ROBLES, CA 93446805-239-3673

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$1.1M

+43.5% from 2018

Total participants

+5.6% from 2018

Average account balance

$43,704

+43.5% from 2018

Annual return

28.72%

+32.98 pp from 2018

Benchmarks

See 9,366 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,366 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.85M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$114K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$187K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.08%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7260

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$6K

$124 / participant

Other / not subdivided$6K100.0%

% of EOY assets

0.546%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,704

$58,493-25.3%

$84,021-48.0%

$72,975-40.1%

Participation rate

38.0%

61.2%-23.2pp

69.0%-31.0pp

69.5%-31.5pp

Annual return

28.72%

28.93%-0.2pp

71.32%-42.6pp

81.01%-52.3pp

Employer contribution / active EE

$281

$1,163-75.8%

$1,984-85.8%

$2,440-88.5%

Participant deferral / active EE

$2,153

$2,394-10.1%

$3,239-33.5%

$3,608-40.3%

Admin fee / account holder

$239

$4,569-94.8%

$6,102-96.1%

$5,124-95.3%

PASO ROBLES FORD LINC-MERC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PASO ROBLES FORD LINC-MERC 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion