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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,448 | $52,836+97.7% | $105,738-1.2% | $64,173+62.8% |
| Participation rate | 77.2% | 66.5%+10.6pp | 76.3%+0.9pp | 69.6%+7.6pp |
| Annual return | -4.49% | 14.30%-18.8pp | 6.27%-10.8pp | 7.63%-12.1pp |
| Employer contribution / active EE | $2,982 | $1,827+63.2% | $3,268-8.8% | $2,381+25.3% |
| Participant deferral / active EE | $4,171 | $2,545+63.8% | $4,080+2.2% | $3,470+20.2% |
| Admin fee / account holder | $2,542 | $3,959-35.8% | $6,913-63.2% | $4,887-48.0% |