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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,838 | $78,428-14.8% | $95,960-30.3% | $79,852-16.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 16.07% | 19.37%-3.3pp | 91.63%-75.6pp | 31.72%-15.7pp |
| Employer contribution / active EE | $3,349 | $1,945+72.2% | $2,541+31.8% | $2,471+35.5% |
| Participant deferral / active EE | $5,611 | $3,440+63.1% | $4,167+34.7% | $3,740+50.0% |
| Admin fee / account holder | $12,012 | $5,622+113.6% | $6,797+76.7% | $5,306+126.4% |