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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,449 | $185,225+14.7% | $142,898+48.7% | $167,553+26.8% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 44.55% | 8558.12%-8513.6pp | 5639.64%-5595.1pp | 478.89%-434.3pp |
| Employer contribution / active EE | $5,754 | $5,607+2.6% | $4,146+38.8% | $4,840+18.9% |
| Participant deferral / active EE | $7,671 | $4,496+70.6% | $3,838+99.8% | $6,343+20.9% |
| Admin fee / account holder | $10,330 | $8,032+28.6% | $6,560+57.5% | $12,316-16.1% |