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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,509 | $176,402-10.1% | $134,162+18.1% | $158,982-0.3% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | -10.23% | 63.66%-73.9pp | 36.35%-46.6pp | 302.99%-313.2pp |
| Employer contribution / active EE | $3,865 | $5,042-23.3% | $3,705+4.3% | $4,763-18.8% |
| Participant deferral / active EE | $7,096 | $4,093+73.4% | $3,500+102.8% | $5,983+18.6% |
| Admin fee / account holder | $11,932 | $8,719+36.9% | $6,685+78.5% | $11,252+6.0% |