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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,544 | $91,198+92.5% | $178,503-1.7% | $79,856+119.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 4.05% | 24.20%-20.1pp | 151.12%-147.1pp | 31.71%-27.7pp |
| Employer contribution / active EE | $9,226 | $3,257+183.3% | $5,011+84.1% | $2,471+273.3% |
| Participant deferral / active EE | $5,159 | $3,237+59.4% | $5,202-0.8% | $3,741+37.9% |
| Admin fee / account holder | $70,287 | $6,748+941.6% | $13,987+402.5% | $5,306+1224.6% |