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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,293 | $85,171+227.9% | $172,752+61.7% | $72,975+282.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 13.79% | 27.32%-13.5pp | 802.97%-789.2pp | 81.01%-67.2pp |
| Employer contribution / active EE | $9,849 | $3,324+196.3% | $5,144+91.5% | $2,440+303.6% |
| Participant deferral / active EE | $7,494 | $3,260+129.9% | $5,198+44.2% | $3,608+107.7% |
| Admin fee / account holder | $1,919 | $5,880-67.4% | $13,955-86.2% | $5,124-62.5% |