Retirement plan

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Name: TABLE MOUNTAIN RANCHERIA BAND OF INDIANS - TABLE MOUNTAIN RANCHERIA 401(K) PLAN (2022) Form 5500
Creator: TABLE MOUNTAIN RANCHERIA BAND OF INDIANS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TABLE MOUNTAIN RANCHERIA 401(K) PLAN, TABLE MOUNTAIN RANCHERIA BAND OF INDIANS

TABLE MOUNTAIN RANCHERIA BAND OF INDIANSEIN 77-0212451Plan #001PY 2022

P. O. BOX 410 - FRIANT, CA 93626559-822-2813

Prospect flagsLow returnsLow participation

How to read this page

Total assets (EOY)

$30.9M

-17.3% from 2021

Total participants

1,068

+11.1% from 2021

Average account balance

$43,096

-20.1% from 2021

Annual return

-17.75%

-29.60 pp from 2021

Benchmarks

See 35 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants250-999

Cohort35 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$45.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

829

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$322

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS7 years Filed as: TRANSAMERICA RET SOLUTIONS LLC Service code 15 · EIN 13-3689044 4333 EDGEWOOD RD NE · CEDAR RAPIDS, IA 52499	Recordkeeping	$150,611
IMA WEALTH INC4 years Filed as: IMA WEALTH, INC Service code 22 · EIN 48-1233289 1705 17TH ST., SUITE 100 · DENVER, CO 802021657	Insurance Broker	$0
NEXUS ADMINISTRATORS, INC.1 year Filed as: NEXUS ADMINISTRATORS INC Service code 15 · EIN 77-0586222 735 W ALLUVIAL AVE SUITE 101 · FRESNO, CA 93711	Recordkeeping	$0

Plan features & details

Pension benefit codes2F2G2J2K3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$151K

$178 / participant

Investment mgmt$151K100.0%

% of EOY assets

0.487%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOSS, ADAMS, LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,096

$43,709-1.4%

$61,491-29.9%

$64,824-33.5%

Participation rate

58.4%

69.2%-10.8pp

79.3%-20.9pp

71.5%-13.1pp

Annual return

-17.75%

-9.98%-7.8pp

-12.98%-4.8pp

32.84%-50.6pp

Employer contribution / active EE

$953

$2,113-54.9%

$4,246-77.6%

$2,507-62.0%

Participant deferral / active EE

$2,603

$3,022-13.8%

$5,188-49.8%

$4,311-39.6%

Admin fee / account holder

$210

$131+60.2%

$4,312-95.1%

$188+11.8%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS7 years

Filed as: TRANSAMERICA RET SOLUTIONS LLC

Service code 15 · EIN 13-3689044

4333 EDGEWOOD RD NE · CEDAR RAPIDS, IA 52499

Recordkeeping

$150,611

IMA WEALTH INC4 years

Filed as: IMA WEALTH, INC

Service code 22 · EIN 48-1233289

1705 17TH ST., SUITE 100 · DENVER, CO 802021657

Insurance Broker

NEXUS ADMINISTRATORS, INC.1 year

Filed as: NEXUS ADMINISTRATORS INC

Service code 15 · EIN 77-0586222

735 W ALLUVIAL AVE SUITE 101 · FRESNO, CA 93711

Recordkeeping

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion