Retirement plan

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Name: TABLE MOUNTAIN RANCHERIA BAND OF INDIANS - TABLE MOUNTAIN RANCHERIA 401(K) PLAN (2015) Form 5500
Creator: TABLE MOUNTAIN RANCHERIA BAND OF INDIANS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TABLE MOUNTAIN RANCHERIA 401(K) PLAN, TABLE MOUNTAIN RANCHERIA BAND OF INDIANS

TABLE MOUNTAIN RANCHERIA BAND OF INDIANSEIN 77-0212451Plan #001PY 2015

P. O. BOX 410 - FRIANT, CA 93626559-822-2813

Prospect flagsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$22.8M

No prior year

Total participants

1,227

No prior year

Average account balance

$31,690

No prior year

Annual return

-0.66%

No prior year

Benchmarks

See 6,392 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants1,000-4,999

Cohort6,392 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$45.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

829

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

53.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$322

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 1150 SOUTH OLIVE STREET · LOS ANGELES, CA 900152211	Recordkeeping	$104,614
ALL VALLEY ADMINISTRATORS, LLC1+ years Filed as: ALL VALLEY ADMINISTATORS, LLC Service code 15 · EIN 77-0536417 7525 N. CEDAR AVE, SUITE 109 · FRESNO, CA 93720	Recordkeeping	$0
TRUENORTH, INC.1+ years Service code 22 · EIN 48-1233289 1705 17TH ST, SUITE 100 · DENVER, CO 802021657	Insurance Broker	$0

Plan features & details

Pension benefit codes2F2G2J2K3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$101K

$89 / participant

Investment mgmt$98K97.1%
Other / not subdivided$3K2.9%

% of EOY assets

0.444%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BAKER, PETERSON, FRANKLIN, CPA, LLP
Auditor EIN: 941743187
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,690

$59,188-46.5%

$40,757-22.2%

$59,188-46.5%

Participation rate

55.3%

69.4%-14.1pp

79.3%-23.9pp

69.4%-14.1pp

Annual return

-0.66%

5.51%-6.2pp

-0.50%-0.2pp

5.51%-6.2pp

Employer contribution / active EE

$649

$2,098-69.1%

$3,004-78.4%

$2,098-69.1%

Participant deferral / active EE

$1,646

$3,265-49.6%

$3,485-52.8%

$3,265-49.6%

Admin fee / account holder

$141

$92+52.4%

$4,272-96.7%

$92+52.4%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Filed as: TRANSAMERICA LIFE INSURANCE COMPANY

Service code 15 · EIN 39-0989781

1150 SOUTH OLIVE STREET · LOS ANGELES, CA 900152211

Recordkeeping

$104,614

ALL VALLEY ADMINISTRATORS, LLC1+ years

Filed as: ALL VALLEY ADMINISTATORS, LLC

Service code 15 · EIN 77-0536417

7525 N. CEDAR AVE, SUITE 109 · FRESNO, CA 93720

Recordkeeping

TRUENORTH, INC.1+ years

Service code 22 · EIN 48-1233289

1705 17TH ST, SUITE 100 · DENVER, CO 802021657

Insurance Broker

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TABLE MOUNTAIN RANCHERIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion