Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,834 | $78,428+29.8% | $95,960+6.1% | $79,852+27.5% |
| Participation rate | 35.4% | 73.5%-38.1pp | 77.1%-41.7pp | 69.6%-34.2pp |
| Annual return | 13.40% | 19.37%-6.0pp | 91.63%-78.2pp | 31.72%-18.3pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,778 | $3,440+68.0% | $4,167+38.7% | $3,740+54.5% |
| Admin fee / account holder | $1,403 | $5,622-75.1% | $6,797-79.4% | $5,306-73.6% |