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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,712 | $114,712+27.9% | $173,730-15.6% | $87,485+67.7% |
| Participation rate | 83.3% | 73.0%+10.3pp | 79.6%+3.8pp | 68.9%+14.4pp |
| Annual return | 9.25% | 20.18%-10.9pp | 19.96%-10.7pp | 26.06%-16.8pp |
| Employer contribution / active EE | $8,697 | $2,904+199.5% | $4,577+90.0% | $2,596+235.0% |
| Participant deferral / active EE | $8,443 | $4,642+81.9% | $6,326+33.5% | $4,274+97.6% |
| Admin fee / account holder | $60,144 | $10,210+489.1% | $17,523+243.2% | $7,775+673.6% |