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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,392 | $91,537+44.6% | $130,045+1.8% | $75,173+76.1% |
| Participation rate | 96.7% | 71.5%+25.2pp | 78.5%+18.2pp | 67.2%+29.5pp |
| Annual return | 6.08% | -631.55%+637.6pp | -137.30%+143.4pp | 160.72%-154.6pp |
| Employer contribution / active EE | $7,460 | $2,845+162.2% | $4,321+72.6% | $2,671+179.3% |
| Participant deferral / active EE | $8,745 | $4,343+101.4% | $5,820+50.3% | $4,126+111.9% |
| Admin fee / account holder | $4,689 | $6,780-30.8% | $10,600-55.8% | $5,651-17.0% |