Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $9,406 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $3,031 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,926 | $75,183-56.2% | $123,894-73.4% | $55,167-40.3% |
| Participation rate | 61.9% | 72.8%-10.9pp | 81.4%-19.5pp | 69.0%-7.1pp |
| Annual return | 19.79% | 19.01%+0.8pp | 47.52%-27.7pp | 169.23%-149.4pp |
| Employer contribution / active EE | $864 | $2,823-69.4% | $4,617-81.3% | $1,963-56.0% |
| Participant deferral / active EE | $4,443 | $5,084-12.6% | $5,984-25.8% | $3,054+45.5% |
| Admin fee / account holder | $42 | $663-93.7% | $8,357-99.5% | $504-91.7% |